Dumb question, PBA, but doesn’t the kesuba itself also look forward toward potential divorce?
Quibbles I have with your premise- you are assuming that the rabbanim who signed off on it halachically (for example, the YU roshei yeshiva, aren’t also a. making a hashkafic statement and b. followed as mashpiim for hashkafa by their talmidim. You also are not really defining what you mean by a non-straw man. Some people (and, in fact, some rabbonim) may really disagree with you about what constitutes a “straw man type” sheilah. You are starting with the assumption that there is an objectively better or worse way to serve HaShem in all the matters you refer to and that MO people simply aren’t asking (the right) rabbis.