So I suppose you would say wasting hours upon hours learning secular studies, MUCH of which is flat out apikorsus and biased while taking out student loans and putting your self in debt or paying a lot of money to learn such studies is better than saving your money and time?
Public Universities Like CUNY do not require loans, they are quite cheap. You can minimize Apikorsus by taking things like Math, Accounting and English (proper english writing is very important)