zahavasdad, this is what I said:
“Get a mentor, a financial adviser, perhaps look into buying an already existing and established business from someone looking to retire. Have a little bitachon. That 150k+ will be better spent that way opposed to learning how great atheism and communism is while going for a BA in some college.”
And you took away from that I advocate starting a new business in NYC, the highest rent area in the entire country, with 80k? ??? Your example is pretty much the opposite of what I said.