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every person is responsible to do their hishtadlus in life & is also forbidden to rely on miracles.
when a person is running on a tight budget C”V there are a few things he should IMMEDIATELY do.
1)turn & daven-from your heart with feeling-straight to Hashem for help (you can daven in English also if it will have meaning versus tehillim & not knowing what the person is saying)
2)make a Cheshbon Hanefesh & ask yourself why would this test-of shortage of money-be put upon you? (if its not a punishment, then the person is obviously holding at that level of faith of being tested with money loss versus sicknesses or worse tragedies C”V) REMINDER: YOU are put in this world to be tested in your faith & each test you pass brings you closer to Hashem & also raises you to the next higher/harder test & if a person was not able to pass the test then Hashem does not put him into this tight money test of Faith, so no one can ask why did Hashem do this to me?
3)immediately look for another or additional job-even if not enjoyable for a future-versus poor & embarrassment with accepting money etc…
May noone ever be put into this situation. i.e. give maaser & additional tzedaka to the poor & you will never be put into this tight money issues. A person is given a guarantee straight from Hashem in the torah that if he gives Maaaser he will never need to accept poor mans money.
HATZLACHA