All that discussion with modeling and statistics brings these jokes to mind:
__________________________________________
One woman was complaining to her friend that she couldn’t fall asleep at night. The friend said that she had had the same trouble, but then solved it. “You see, my husband is an actuary. Whenever I can’t fall asleep I just turn and ask him, ‘Dear, could you please explain to me again exactly what it is that you do at work?'”.
__________________________________________
A woman was told by her doctor that she had an certain illness and would only have 6 more months to live. The woman asked if there was anything she could do about that.
The doctor replied, “Marry an actuary”.
The woman asked, “Why? Will that make me live longer?”
The doctor replied, “No, but it will seem longer.”