“But it’s not up to us to judge, nor do we know the true workings of HKB”H.”
Who was judging anyone? I was simply pointing out that not everyone has a cheilik in Olam Haba, and it is not a good idea to feel like you can do whatever you want and you don’t have to worry because everyone has a cheilik in Olam Haba. If you are trying your best, then you can have bitachon that everything will be okay. But you can’t just sit back and do nothing!