3 men in Miami were discussing how they had ended up there.
The first person says, “well, there was a fire in old home back in New York, and my insurance company paid for me to move here”.
The second person says, “I had a similar story. There was a flood in my home back in New Jersey, and my insurance company paid for me to move here”.
The third person says, “I also had a similar story. There was a tornado that destroyed my home back in California, and my insurance company also paid for me to move here”.
The other 2 people turn to him and say “how do you make a tornado??”.