“When I use a particular term, its not meant to demean anyone, it is just stating what group they belong to. While we can all say they are Jews. We can agree a Chiloni from Tel Aviv is not the same as a Dati Leumi Settler from Kiryat Arba who is not the same as a Charedi from Bnei Brak and its not prejorative to say so “
It,of course,will depend on context, or if in speech : on tone