Mammele: DY: The larger the pool of insureds one (usually government/employer) pays for, the lower the price they can negotiate. When insurers have too many “cheap” customers, they try to make more money on the rest.
Okay, but she (ChanieE) said there are fewer people, which isn’t the case. As I mentioned, more people are actually insured due to employer benefits, which probably compensates for the lower per person premium.