Ahava
Nice story
But it’s not the Halacha
The halacha actually puts the obligation on you to make sure that the money goes to a legitimate source
I lived in Baltimore for years and the psak from the bais din was to not give anyone who came collecting without a note from the bais din. I have seen fraud on more then one occasion. Perhaps the real story is that if we arent careful with who we give our tzedakah money to not only does Hashem not count it as a mitzvah but He holds us responsible for wasting tzedakah money
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