Importance of Life Insurance….a different perspective
Sidestepping halachic viewpoints (and my Rav believes in life insurance).
Here in CT (where my family law practice is).
If a couple divorces and a spouse is ordered to pay alimony and/or child support, it is standard practice that the civil courts require that spouse to carry life insurance for the entire term of the alimony and/or child support so the ex-spouse and/or children don’t suffer economically if the paying spouse dies, AND the government doesn’t end up supporting them through social welfare programs.