Avram: “Health insurance used to charge women higher premiums than men, until Obamacare made it illegal to do so. Are you proposing new Federal regulations of the auto insurance industry� Obamacar?”
No, I’m proposing the law be consistent. Either allow insurance carriers to discriminate premiums based on gender and race or disallow either. (And I’m not specifying whether this should be a state or federal law issue. As it is auto insurance is a state law issue, so I’d expect my proposal to be a matter of state not federal law.) If it were to allow either, rather than disallow both, it would effectively be a deregulation.