In Chabad bochurim generally do smicha before marriage. As my relative isn’t a learner type, he hadn’t done smicha. I think if he would have and also been consistent with Minyan etc the girls would considered him much more seriously. Incidentally, I know of another boy who was 20, not in Yeshiva as he wasn’t learning well, but serious frum boy who showed up to Minyan every morning, learned every day and worked. He got married at 20.
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