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DovidBT, of course these aspects make it challenging for anyone to make aliya.
Yet, despite these issues, people go because they have strong motivation to be there. The adjustment is rough, and one has to really want it to work. I am not sure that needing a safety net and community help is a strong enough motivation to overcome the challenges involved.
Yes, one can learn Hebrew in Israel- but keep in mind that not everyone is good at picking up a new language, especially when older, and at a level that will be good enough to get a job that requires fluent Hebrew. At retirement age, finding a job is hard for anyone, adding in a language barrier just makes it harder.
So while the opportunity for public and community assistance is probably greater in Israel than in the US, the challenges of moving to a new country might outweigh this.