Now I can understand how as a country there can be a moral imperative to ensure coverage availability for all.
However I cannot understand how my Health Insurance is the same as a Healthy person?
I can understand why it cannot be the “full cost” of my continued care.
That would be simply out of reach for all but the wealthiest person who gets sick.
But why can it not be that Insurance companies are allowed to charge more, say up to 25% ,based on a sliding income scale, for those who have serious pre-existing conditions?
Yes it would be greater costs for the 5% of Americans who consume 50% of the health care in this country.
But guess what.
Doctors cost money.
Medicine cost money.
And it is simply unaffordable for the vast majority of Americans to subsidize others Health Care in it’s entirety.
And such a income scale would ensure that all could afford Health Care.
And it would bring down the cost of Insurance for those in the middle class who are healthy and currently cannot afford Health insurance at all.