Reply To: ACA Renewal Period is now

@mammele
I’ve gone through my records. Since 2009 I have spent a total of $30 on prescription medicine. So it is not worth paying any premium for 10 months coverage in 2019. I’ll self insure (B”H I can afford the srik).

Mrs, CTL will stay on ACA for another 2 1/2 years after me and have full drug coverage. When she goes on Medicare she can choose her own plan. Unlike spousal coverage before age 65, married people on Medicare don’t have to have the same plan.

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BTW, sometimes it’s cheaper not to use the insurance for drugs. Mrs. CTL uses Lyrica. The co-pay with insurance is $40. She went on mfg website and registered for an Rx card for Lyrica. Takes it to a different pharmacy than the one that has her insurance info and pays only $25 per month. Many drug companies have these low price deals.