As I’ve said previously, from my own experience and knowledge, insurance companies do NOT bill patients for their co-pay. The provider (doctor, hospital, ambulance company) bills the patient for the co-pay that the insurance company doesn’t pay. I have never received a bill from Hatzoloh for my co-pay, and neither have any of my relatives. We know that the insurance companies did pay Hatzoloh, because it was listed on our monthly Explanation of Benefits. I would like to hear from anyone who has received a bill from any division of Hatzoloh.
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