Cessna,
Based on your posts it seems that you are a relatively new pilot, it also seems that you have a very limited or basic knowledge of the aviation industry.
I do not believe that your limited flying experience matches with the commercial co-pilot who not only already has the minimum flying hours but also underwent the training and testing to let them be in this seat.
They also have an experienced pilot with them.
The industry standards are probably way better than those of your recreational requirements, which is why it is easy to understand why people might not feel that comfortable placing their lives in your hands.