Before you look at communities, look at the yeshivas that you would send your children to. Once you find yeshivas you like, check out their tuition/dinner costs. Out of Lakewood, the numbers may/will shock you. They give very little in tuition breaks, because they spend alot more money on your child’s education than the yeshivas in Lakewood can because of lower tuition.
THEN, look for housing. You may be able to afford a house in a certain area, but not be able to afford tuition or visa versa.
One needs to factor in total costs; housing, tuition, taxes, commuting costs, etc.
Wishing you much hatzlacha in your search.