Go try to find a discount in Health care or Housing (Short of moving to a cheaper location , a smaller place or getting health insurance that is less than satisfactory) I know of a few people who tried to “save on insurance” and then something happend and it costed them more
Of course you could save money on going to the bungalos (Ive never gone) but for many families that is their only chance to leave the city and get some fresh air. Save on Camps? What do you want the kids to be around the house all summer long ?