Joseph:
הוי גולה למקום תורה does not mean Boro Park, Williamsburg, or Flatbush. It means a place where there is established batei medrash to learn, obviously not a desolate mountainside. There is no reference to quantity of Torah. Chesed abounds everywhere, and when it is not panhandlig in the streets in front of you, don’t worry, there is a mailbox and a phone. My phone rings on tzedokos a dozen or more times a day. Poshute Yidden abound OOT, where they are recognized to be as holy as those who wear “levush”. The insular all-Yidden environment has its conveniences, but it is not by definition holier. If fact, the OOT mentality tends to ignore the chitzoniyus as just that, and does not use it as the yardstick to measure someone’s neshomoh.
In short, IT has its perks, but there are some maalos to the OOT life. What is good for me or my preferences may not be so for someone else.