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Reb E: Thanks. No, I actually missed the comment at the end of the article. I’m not sure the Court will be anxious to wade into the “mandate” debate which it addressed back in 2015 under the commerce clause (and Roberts saved as a “tax” versus “mandate to purchase a product”) and subsequently by Congress in 2017 when it zeroed out the penalty but left the mandate in place (ergo a mandate with no compliance consequences). I don’t think Biden and the Senate Dems will be able to push through a new set of dollar penalties for those not carrying insurance. However, the past 3 years have shown the ACA still is effective even absent the mandate, albeit with lower efficacy and higher costs.