“A large percentage of spending is in non-essentials/non-requireds. Stop that spending.”
I disagree, a family with 4-6 kids will spend tens of thousands of dollars on yeshiva and camp alone. Add on housing, healthcare and food expenses and the average family would have to make well over $100k to just break even.
Yes, yeshivas give tuition breaks and there are government programs to help with food, healthcare and rent (which many of the frum middle class don’t qualify for) but it’s not sustainable to have a community running on handouts and subsidies.