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Yes, there is a financial crisis. First, although I live in the “Five Towns”, I have a very small house – my plot is 40×122, certainly smaller than many homes here, in Monsey or in Brooklyn. We have two used cars, a Toyota can and a small Ford. We haven’t been to Florida as. family in 15 YEARS. Second, my wife and I are both professionals and make decent livings but we are struggling. We NEVER go away for ANY Yom Tov and we spend our summers at home. The truth is, the costs of Yeshiva tuition, summer camps and Glatt kosher food are so astronomical that only the very wealthy can afford it. Those of us of modest (ordinary) means are virtually living paycheck to paycheck.