@Huju,
I was going to respond with my GPA in college, on second thought I am not going to even dignify with a reponse.
The Bllack Hat / Chasidish lifestyle started with a handfull of people who survived churbon europe and is the growing by leaps and bounds and expanding in Rockland, Orange counties in NY, Ocean County NJ, Brooklyn, Florida and overseas in London Anwerp and Israel.
New communities are starting in Staten Island, Linden, Union, Bloomingberg etc, while the MO communties are either stagnant or shrinking.
My advice to you, you stated that your belief is minimal, we managed and thrived for over 80 years we will manage just fine in spite of your pessimistic musings, its Elul now you really need to do some serious introspection and worry about your own house instead.