ujm, I fully agree and fully respect people who live like that … It would seem that if we were to optimize life according to Torah principles, a man should first learn Torah and basics of math and English, then spend 2 years acquiring a profession (4 year college, including CLEPs and yeshiva credits), and maybe another two to get MS by age 25, and then continue working or doing business, say, 2 days a week, or 3 hours a day, whatever is better for his learning schedule. In this way, he can spend most of his life learning and maybe doing chesed using his professional skills (heal, teach ..). Unfortunately, seeing everyone else’s standard of living makes it almost impossible to limit your quest for gashmiyus.
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