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“However there is no halachic requirement to spend a massive amount of money getting married…”
As we have discussed here under multiple threads, there is no chiyuv to spend massive amounts nor is there any prohibition on such spending either IF the baalei simcha can afford it and also have contributed what they perceive as reasonable amounts to tzadakah. One can argue that the same issur should apply to the massive spending we routinely see here on the YWN news pages when the child or grandchild of some chashuvah rav is bar mitzvah or married. A poishte yid is entitled to the same benefit of the doubt. Specifically, if a yid is matzliach and fortunate to have accumulated some wealth, she is free to spend it on her son’s/daughter’s wedding and there is NO fixed percentage in terms of what a yid MUST allocate to tzadakah versus discretionary spending.