DP,
I have read ubiquitin’s responses and he has clarified the crux of the issue. He has also described every day scenarios where nobody was willfully negligent but still was caught in the death trap of our capitalistic system of healthcare.
To add my 2 cents.
I do not understand how anyone can believe that government is NOT supposed to help the population.
I do not understand how anyone can believe that Selfish Capitalism is the Torah view.