Reply To: Dental Insurance

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#2161374
Gadolhadorah
Participant

Dr. P; Not sure who or what your were responding to but you make some good points. However, IF you were responding to my narrow point on the cost-effectiveness of existing government Medicare/Medicaid covering routine dental treatment in the same way they cover routine medical expenses, let me try to oversimplify the point.
If the government can spend $100 today to avoid spending several thousand dollars 5 or 10 years in the future (depending on your assumed discount rate), it should do so. Likewise, our private insurance should make the same actuarial calculations, although the cohorts may not be as easily modeled as in the case of Medicare/Medicaid.