Reply To: Dental Insurance

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#2176713
Avram in MD
Participant

Dr. Pepper,

Thanks for those details. I didn’t understand previously how parts of the ACA were favoring large companies at the expense of smaller, and I concur with AAQ’s take as well.

“25% of all claims being preventable amounts to hundreds of billions of Dollars. That’s huge. I see that number sky rocketing if all health care becomes free- people will take more risks knowing that it won’t financially cost them anything”

I do think the study cast too wide of a net when defining “preventable”, but yes human behavior does add to the cost. Projects meant for humans should take human behavior into account. If someone built a stairway that had constant bottlenecks, and they complained and said “if only the crowds did this this and that things would move swiftly!” I’m going to blame the stairway builder for poor design before I blame the people for being people.

“yet that teacher is making $100,000 and you take a teacher from a nearby Yeshiva with the same years of experience, training and certification who’s pulling in $50,000 a year”

In my state (one of the most politically “blue” in the US), the median income of a public school teacher is around $58,000 a year. The 90th percentile (meaning only 10% of teachers make this amount or more) is around $82,000 a year.

“This may not sound like a big deal to you”

Actually, it does.