Just to point out a bit of any irony, many Kollel guys are actually in a better financial situations than their working peers.
Kollel families are more likely to get deductions on tuition,camps etc. They often are the beneficiaries of Yomtov bonuses and special deals on clothes and food (sponsored by generous community members).
The irony is that their working peers don’t get any of the above and often find themselves with less money than the Kollel families.
I’m not saying it’s unfair or anything, just pointing out the irony that I experienced first hand. Often Kollel families don’t realise this.