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Chaim, I am thankful as well that I bought my first home when I did, towards the bottom of the market after the 08 crash.
I did move to a different house when the market was better, but I was able to roll the profit off the first house into the down payment for the new one, so it worked out well – and I got in when interest rates were at their lowest, under 3%. Even so, my monthly payment is high.
You say tuition isn’t really higher than it was then, at least in Lakewood or chassidish communities. That may be true, but the majority of people don’t live in Lakewood. Home prices there have gotten so high that younger people can’t afford to live there!