Squeak, yes I do pay my own bills – I also work for the utility company so thats always on my mind LOL!
I dont know about reform, but conservatives have Solomon Shechter, and probably others.
Squeak, while Lakewood (I dont know much about Waterbury) only charges $3500-$5000, the quality of education is generally subpar to other schools (specifically in secular studies). Where I live, tuition is between $12,000 – $15,000 [Yeshiva of North Jersey, Moriah, Yavneh]. I cannot imagine getting the quality of education at Yavneh for $3500 to $5000 in Northern NJ.