striving:
You seem to have a street-smart head on your shoulders. Yasher Koach for thinking!
Your question is a matter of priorities, and you have to decide the derech you want to take (as everyone has said).
What I would like to add is that a degree that pays enough to survive Tuition in the current matzav will probably require a masters (there are some minor exceptions, none easy), meaning 5-6 years of schooling before you even start working up the ladder. Please take this into account whatever your decision turns out to be.