” If you think that particular choice is discretionary you should carefully study the relevant section in Chovos HaLevovos where he demonstrates clearly that nothing is discretionary. this is a basic fundamental of this world and found in many classic Seforim. “
“Tell that to all the people who rent a fancy bungalow every summer, or build a summer home in the mountains. Exactly how many residences DO we need? I am pretty sure many of the husbands have learned what is in the classic seforim, and the many rabbonim who go away every summer are surely familiar with the Chovos Halevovos. hashem gave us a world to enjoy. He did not order us to live like ascetics, and in fact we are held accountable for doing so after 120 years, and are asked why we did not partake of the good life (while following the Torah guidelines). If one is blessed with wealth, no one suggests that the person should not travel, buy nice clothing, etc. It just should not be to excess, and it should always be with the idea that as Hashem did a chessed to make them wealthy, so should they show chessed towards others who are not.
I once heard a very well-off woman complain that she was tired of having to pay full tuition, so that other people could get scholarship assistance, which was parlt subsidized by those paying the big tuition bills. The person she was speaking to answered her, “Maybe that’s the reason Hashem gave you all that money, in the first place. So you would have that zechus.”