And messing with the equity in your house is nuts, plain and simple. Its the untouchable. Its what most folks retire on, and seeing as how life expectancy is getting longer and longer, that money will need to be there for you.
So what you are saying is that you are putting your retirement over the value of a Jewish education. Because SOMEONE has to pay for it. Is there waste? Sure. But if tuition is being charged at $5,000 a student, you can bet the waste may be closer to $500/student than $4,000/student. Why should you be able to save for retirement while others are footing your tuition bill? Please explain how the equity in your home is different from having lots of stocks for retirement.