Home › Forums › Shidduchim › Learning But Not Being Supported › Reply To: Learning But Not Being Supported
myfriend- Let’s say you’re approaching a yellow light and you notice someone is tailgating you. If you make a short stop and are rear ended- the person in the back is 100% liable. Being that you were involved in an accident you have the right to sue. Depending on how much you are asking for the insurance company may settle out of court for a modest amount. This is not what insurance is intended for. Now, assuming that you did not misrepresent anything, where is the fraud?
Legally there is nothing wrong with this, ethically there is. Payments caused by behavior like this, while legal, bring up the premiums for all policy holders.
Same with government benefits. While technically it is legal to put yourself in a situation where you will be legally entitled to benefits, it is ethically wrong as that is not what it is intended for (and you bring up the taxes for the ordinary hard working people).
I have no problem with anyone who is trying hard to make ends meet yet legitimately needs government help from using it.
As far as saying that “Government benefits were not designed to be used in financial planning” is “baloney” based on “legal advertised financial planners who will advise how to utilize Medicare, Medicaid, etc”, I’m going to disagree with you for three reasons.
1- Just because someone advertises- doesn’t mean that everything they do is legal. There are lawyers who advertise on the subway, does that mean that if they misrepresent the facts to get a larger settlement that it is legal? After all, they did advertise legally.
2- I never said it was illegal, I said that it’s not what it was meant for.
3- Are those advertisements geared towards college age students trying to convince them to drop out and live off the government, or towards families that need government help? Hopefully to families that already need the services.