Well shimmel, well put, your moach is in the Himmel. Your understanding of therapy is juvenile at best. For many people, therapy is about sorting out their relationship with their overbearing mother or domineering father. Perhaps they have too much pressure at work or yeshiva. It’s about learning how to handle life’s challenges and grow. If these are “issues” and “instability” you don’t know what life is about. It’s about conquering challenges. Some people need a mentor or Rebbe or in some situations – a therapist.
Furthermore, your first assertion is difficult to understand. Perhaps you haven’t thought it through yourself. Is what you meant to say that secular people only care about externals? That’s not exactly what you said and isn’t true anyway. Good luck running through your “stable” life of bliss.