squeak,
If she is an employee and not a contractor it is both her problem and the employer’s problem even if she does report all of her income because she can’t file a Schedule C. And there is no way for the employer not to get into trouble. The IRS considers this to be one of the biggest tax scams going.
homell,
I follow the torah as elucidated by Chazal and Rishonim, not by Rush Limbaugh. (And I bet he pays all his taxes!)
akuperma,
You don’t understand the nature of insurance. It isn’t an investment, or a gamble, it is about avoiding risk. And the worst risk one can make is with ones health.
crdle,
If you are in fact self-employed why did you say you are “off the books”? That is the term that is universally used to mean that one is hiding their income illegally.
aposhitermaidel,
The US system is clearly worse than Canada as measured by objective health outcomes, and it costs far more. And the primary reason for recent premium increases is not Obamacare (which doesn’t take effect until 2014) but the fact that insurers use earnings from investing their premiums to defray the cost of claims. And because of the economic collapse that Obama had nothing to do with, they have lost tons of money on their investments, particularly in real estate.
chesedname,
My wife is a physician and she has also talked with Canadian doctors. Things are so much better there that we seriously considered trying to emigrate. Doctors never have an HMO telling them what to do. Doctors never have to worry about getting paid. Doctors send ONE bill to the provincial government, rather than dozens of bills to as many health insurers, and the government pays the bill the first time rather than arguing. And had she gone to medical school in Canada she would have a lot less debt.