Derech – reading the words of mishnayos doesn’t exactly constitute high-quality learning. The zechus you create from the tehillim has to do with it’s davening component, and more specifically, it’s certain mystical power that Dovid HaMelech imbued within it when he davened that when anyone says tehillim, it would have a special effect in shamayim, etc. Furthermore, one of the reasons that we learn sheba’al peh is that it is a far greater mitzvah than reciting shebichsav; some say that there is no mitzvah of talmud Torah fulfilled by reading words of shebichsav, just it has a certain mystical power etc. (see Derech HASHEM for further exp about this)
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