does she want to live a life of mesiras nefesh without the zechus of her husband learning? even if her husband earns a parnasa she will have to live with less if it is only one salary, and in such a case she would be living a kollel life style without the zechus of Torah, i dont envy her.
This is exactly what chazal wanted when they established the nussach of the kesubah. Why wouldn’t you envy that?