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the question is good, and its food for thought: if dating is expensive, married life and iyh a family is much more, so time now to sit down and make a plan. you need an income. Midbar and Man from Shamayim are not given anymore. Better plan now then be stuck with harsh relaity, which can bring shalom bayis issues. Its not the Shver, its you who sign the Kesuba and take responsibility. Can you tutor? can you do hashgacha / cook for a camp during bein hazmanim? have yeshiva pay you to be in charge of some job there? I know someone who paid his own tuition for yeshiva by cooking for a camp every summer. you need some source of income to be and feel like a mentch. My humble opinion.