I have seven siblings and many cousins friends etc. who have lived/live in Lakewood and none of them demanded a down payment. Most of them are very very grateful for whatever their parents do give them. It is the parents who feel that their kids need it. Please don’t feel guilty – if you can’t afford it don’t do it!! The same thing goes with fancy weddings and bar mitzvahs. Come on – be smart. Don’t blame everyone else.
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