health: i know that many people do get help, but my point was that there still are people in this world that don’t – their wives work, and when it gets too hard, they may move to out-of-town kollel community where they can get paid for their learning, and eventually do kiruv, be a rebbe, rav, etc. parents may help out a little for brisses, simchas, medical issues, etc.
this may or may not be the norm, but it definitely exists.