As many have suggested: learn & learn. Ie, both of them together.
Obviously, the one who studied at Harvard can, if he wants to, work in a job where he only has to work 25 hours a week or so and still earn a decent salary, and spend the rest of his time learning Torah (while not having to live from gifts). I think that would be the ideal solution, even if it means having to live on a lower level of wealth than the ‘average’ fulltime Harvard grad.