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aries, Im sure you are advising the above goodheartedly and with the best of seichel and intentions, but
1- Financially it doesnt make sense for us to give money thats irreplaceable and might end up in places we dont want it to. You, by comparison, B”H, seem to be somewhat of a bank, lending money left and right as the need arises to relatives and friends. We cant and we dont.
2- Nor does it make sense for the couple to continue paying rent and paying up their landlord’s mortgage.
So, Im asking for the most tactful way to accomplish the goals in the most sensitive and least painful manner and with the least financial risk and potential for regret.