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600 Kilo Bear; You are a baal Madrega in Tzedaka. But there is another way to look at this subject, or all Mitzvohs in the Torah. When Moshe Rabbeinu said to the Yidden “These are the Mitzvot, You (Plural) Shall not Add or Subtract of These”. ??? ????? ?? ?????? ??? ????? ????. Anyway. The entire dissertation is too long for a CR post. The thrust of this P’shat (P’shetl) is, that if a person should add (Observe more Mitzvot, or in an enhanced manner.) they might one day subtract (Observe fewer Mitzvot. Therefore, the Torah admonishes us to leave the (Number of) Mitzvot intact. In other words. A person should treat the Tzedaka/Maaser fund –generally– as a business deal. Otherwise, if we always round upwards, we may sometimes permit ourselves to round in the opposite direction, too.