There is an org that operates in Israel called Mesila, however they print materials for the U.S. to help people struggling with debt and finances, take a look at their website. If that is not helpful, you probably need someone with experience in financial advice who can take a look at your finances with both of you and help create a workable plan of financial management.
As for the therapy, I can only say if it were me and I already tried 4 different people, trust your own judgement that this is not the right way, despite the pressure to keep going back to (and paying) more and more therapists.