HaKatan, no one disputes that a person who has a future in Tora, whether as a ram, rosh yeshiva or rav should learn full-time all his life. The problem is with the vast majority who do not. On the one hand, unless they are independently well-of or their wives have great professions (and even in the secular world their are couples where the wife makes much more then the husband and even “househusbands”) the are subjecting their families to financial and maybe even mental and physical distress unnecessarily and on the other hand they are draining resources (which are becoming more and more limited)that could be put to better use by giving real learners decent stipends.
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