Don’t we believe “Poseiach es yadecha…”?
Hashem gives you according to your desire (ratzon=ratz-to where you run.)
If your burning desire is to be wealthy, you will sacrifice your values (learning, family, honesty, etc.)for money.
If you’re fine with working for low wages or off the books and utilizing government programs and taking big tuition breaks, you will have what you need that way.
If you think that’s an unacceptable (or abhorrable) lifestyle for yourself, and you’re determined to meet all your obligations, you will work your way toward earning a decent salary, living with minimum if you must, and you will not be dependent on others’ taxes.
Of course, raising a frum family costs a lot, so you may need to live more simply than some co-workers, friends, family, and neighbors. You create a realistic budget for anticipated expenses, and stick with it. “Rasha loveh v’lo yishalem”- You will not get into debt without knowing how you will pay back, so you’re a bit more frugal instead. But you live with a clear conscience, knowing that you are doing what (to the best of your knowledge) Hashem wants you to do.
And Hashem shows His kindness (which you interpret as approval). When He sends an unexpected expense, He sends the extra money to cover it from some (often unexpected) source. He lets the appliances live longer than their life expectancy. He spares you from certain expenses that other families frequently incur.
“Tomim tihye im Hashem”- He won’t let you down.